Instead, you’ll deposit your check into your account using the ATM. Technically, what you’re doing when you use the ATM isn’t cashing a check. Bank if you want to use their ATM to cash your check. Note: you can only use this method of check-cashing if you are an account holder at the bank that owns the ATM.Īs an example, you need to have an account at U.S. Some banks have ATMs that are available 24 hours – even when the bank isn’t open. They’ll cash payroll checks, personal checks, government checks and more.Ĭheck with individual locations near you if you have questions about whether they’ll cash your check and how much they’ll charge. They will cash your checks for as little as 1 percent + $1. PLS Transportation Services and Check Cashing has locations around the United States. PLS Transportation Services and Check Cashing Note that not all Speedy Cash locations are open 24 hours. Speedy Check charges a minimum fee of $2 per check. They cash nearly all types of checks, including: Speedy Cash has locations throughout most of the United States. Note that some – but not all – locations are open 24 hours.ĬFSC will generally cash payroll checks, personal checks, government-issued checks, insurance checks and some other types of checks.įees and check limits can vary per location, so call ahead to find out more details before you go. Community Financial Service CenterĬommunity Financial Service Center (CFSC) has locations across the United States. Check out the details on the ones we found, and what they offer.

There are a few check-cashing stores that are open 24 hours at some or all locations. Later on in the article, we’ll share about grocery stores that are open late at night. However, you can get reimbursed for that fee in certain cases when you shop at WinCo.Īs you can see, not many grocery stores are open all night. There is a limit of $1,000 for checks cashed.įees are $5 for checks up to $500, and $10 for checks between $501 and $1,000. WinCo stores are open 24 hours in most cases, but typically only cash machine-printed payroll checks. They have store locations in states including: WinCo Foods has stores located throughout the Western United States. You’ll want to check with your local Tops location to get details on hours and fees. They have a $500 check-cashing limit, and charge $1 per check cashed. Tops will typically only cash some payroll checks and some government checks. Some, but not all, locations are open 24 hours. Tops Friendly Market has locations in New York, Vermont and Pennsylvania. Check with stores near you for hours of operation. Note: Not all Walmart locations are open 24 hours. Checks that are over $1,000 cost $6 to cash. Walmart charges $3 to cash checks up to $1,000. Therefore, when you’re cashing checks late at night, cashiers may not be able to accommodate a very large check. Some stores have a self-imposed lower limit, however.Īnother thing to keep in mind is that cash registers don’t usually have thousands of dollars in them. Note that Walmart won’t cash personal checks, however.Ĭheck-cashing limits vary per Walmart locations. The overall Walmart rule is that they’ll cash checks up to $5,000. The types of checks Walmart cashes include:Īnd potentially others. See if the money counter is open first, but if it isn’t, head over to a cash register and ask if they’ll cash your check. The cash registers are usually your best bet for cashing checks at Walmart during the overnight hours. However, some locations cash checks right at the registers too. You might know that many Walmart stores have check-cashing counters. There are only three grocery stores we found that are open 24 hours and offer check cashing services around the clock as well.

If that’s an option, we’ve mentioned it in the coordinating section. However, if you cash your check at some of these locations, you may be able to get out of paying the fee. We’re all about saving money, but sometimes you just can’t avoid paying a fee. Note that many of these check-cashing places will charge you fees. Here is a list of places that will let you cash your checks any time of the day or night. Grocery stores, check cashing stores and banks will likely be your best options. You generally have three options for cashing checks around the clock. Where to Cash Your Checks Late at Night.

24 hour stores